COLLATE

Banking Book Collateral Management


Manage credit risk, optimize risk-weighted assets and capital utilization

COLLATE delivers Golden Source collateral data and resolves the complexity of typical collateral ecosystems. COLLATE’s single repository for all collateral data simplifies the management and control of often-complex relationships between customers, exposures, liens and collateral.  It provides a unified view of credit risk, making sure that every collateral relationship is tracked, confirmed and available at a click, at any level.

LOAN
ENFORCEABILITY

Protect all loan collateral, assure the perfection and release process, improve credit model predictability

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CAPITAL COST
REDUCTION

Get a unified view of accurate collateral data for complete capital reporting and RWA optimization

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WHITE PAPER

Banking Book Collateral Management WP


Strategic Benefits of Banking Book Collateral Management

CREDIT RISK IMPROVEMENT

Drive improved credit risk management with collateral data integrity across the loan book

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OPERATIONAL SIMPLIFICATION

Protect all loan collateral, assure the perfection and release process, improve credit model predictability

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PRODUCT SHEET

COLLATE Product Sheet


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COLLATE

COLLATE in action

Standard Bank is a leading African banking group focused on emerging markets globally. With assets exceeding US$98 billion, it is the largest banking group in Africa and operates in 33 countries worldwide.  Click opposite to read the the case study.

CASE STUDY

Standard Bank case study

Standard Bank of South Africa