home-commercial

Collateral Management for the Banking Book

Managing over $2 Trillion worth of
banking book collateral every day

home-commercial

Collateral Management for the Banking Book

Reduce Risk-weighted Assets by up to 1.5%

home-commercial

Collateral Management for the Banking Book

Expose missing or unregistered collateral up to 0.75% of risk exposure amount

home-wealth

Securities-based Lending

Risk-managed SBL growth with near real-time
portfolio evaluation, monitoring and release

home-wealth

Securities-based Lending

One client built a $3B SBL loan book in three years

Rockall enables banks to control their banking book collateral in order to achieve improved credit risk management, better loan enforceability, reduced capital requirements and operational efficiencies.

Many banks have no common key to knit collateral together across multiple, dispersed systems and jurisdictions.   Rockall helps you to:

– Manage collateral-related operations from loan origination through the complete credit lifecycle

– Create and maintain quality collateral data to feed risk-related and regulatory reporting

– Ensure collateral is perfected and maintained from a filing, valuation and insurance perspective

– Monitor loan-to-value exposures in real-time

Our philosophy is to deliver a single, accurate source of collateral data integrity so that banks can make better business decisions – at account, line-of-business and enterprise level.

A golden source of collateral data

Banking profitability has never been under greater pressure.  Stagnant economic growth, market volatility, tightening regulatory control and the competitive threat of digitization are driving banks to optimize their operations and business practices, particularly in relation to core banking systems and credit handling.

Home-page-drivers

At Rockall, we are dedicated to collateral management.  It is all that we do.  Our products, based on decades of experience, help successful banks to manage collateral in a scalable and risk-managed way, ensuring loan enforceability, providing capital cost reductions and supporting operational efficiency.

Latest updates

Are you collateral blind?
Blogs

Are you collateral blind?

/ 30 Jun 2017

Just like color blindness, collateral blindness affects perception – in this case, the way that collateral is assessed, aggregated, valued and used.  Collateral blindness causes considerable avoidable loss for banks every year. Most banks lack a data model that exposes collateral data in a way that reveals its every nuance and connection.  Trouble is,anything less inevitably results in a superficial understanding of the broader loan...

Read More

I’m a Head of Risk…   you may say I’m a dreamer
Blogs

I’m a Head of Risk… you may say I’m a dreamer

/ 30 Mar 2017

What is the Head of Risk’s perfect world?  Masses of data flowing from multiple systems and processes should mean lots of insights, management and control, right?  Why is it that so many Heads of Risk are unable to answer the mission-critical questions that inevitably arise?  At Rockall, we believe that Golden Source collateral data is the building block to making that wish come true and...

Read More