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Collateral Management for the Banking Book

Managing over $2 Trillion worth of
banking book collateral every day

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Collateral Management for the Banking Book

Reduce Risk-weighted Assets by up to 1.5%

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Collateral Management for the Banking Book

Expose missing or unregistered collateral up to 0.75% of risk exposure amount

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Securities-based Lending

Risk-managed SBL growth with near real-time
portfolio evaluation, monitoring and release

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Securities-based Lending

One client built a $3B SBL loan book in three years

Rockall enables banks to control their banking book collateral in order to achieve improved credit risk management, better loan enforceability, reduced capital requirements and operational efficiencies.

Many banks have no common key to knit collateral together across multiple, dispersed systems and jurisdictions.   Rockall helps you to:

– Manage collateral-related operations from loan origination through the complete credit lifecycle

– Create and maintain quality collateral data to feed risk-related and regulatory reporting

– Ensure collateral is perfected and maintained from a filing, valuation and insurance perspective

– Monitor loan-to-value exposures in real-time

Our philosophy is to deliver a single, accurate source of collateral data integrity so that banks can make better business decisions – at account, line-of-business and enterprise level.

A golden source of collateral data

Banking profitability has never been under greater pressure.  Stagnant economic growth, market volatility, tightening regulatory control and the competitive threat of digitization are driving banks to optimize their operations and business practices, particularly in relation to core banking systems and credit handling.

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At Rockall, we are dedicated to collateral management.  It is all that we do.  Our products, based on decades of experience, help successful banks to manage collateral in a scalable and risk-managed way, ensuring loan enforceability, providing capital cost reductions and supporting operational efficiency.

Latest updates

Liquid lending – the new WM profit centre
Blogs

Liquid lending – the new WM profit centre

/ 21 May 2018

Liquid lending – whether you call it Lombard, Securities-based, Non-Purpose – is growing apace. Wealth managers (WMs) are experiencing rapid growth – many at rates exceeding 25% p.a.  As WMs look for high-margin revenue sources, liquid lending has become table stakes and has emerged as the new profit centre – not just for the wealth business but for the bank as a whole.  At Morgan...

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Pivotal challenges facing CRE today
Blogs

Pivotal challenges facing CRE today

/ 09 Mar 2018

Commercial Real Estate is undergoing a period of radical change. “With a historic recession in the rear view mirror, we are now in the fourth longest economic expansion cycle in US history, and caution is warranted” according to the Risk Management Association. Lenders face the challenges of additional regulation, emerging risks from a strengthening economy and higher interest rates. The RMA has identified five challenges...

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