Liquid lending – whether you call it Lombard, Securities-based, Non-Purpose – is growing apace. Wealth managers (WMs) are experiencing rapid growth – many at rates exceeding 25% p.a. As WMs look for high-margin revenue sources, liquid lending has become table stakes and has emerged as the new profit centre – not just for the wealth business but for the bank as a whole. At Morgan...
Rockall enables banks to control their banking book collateral in order to achieve improved credit risk management, better loan enforceability, reduced capital requirements and operational efficiencies.
Many banks have no common key to knit collateral together across multiple, dispersed systems and jurisdictions. Rockall helps you to:
– Manage collateral-related operations from loan origination through the complete credit lifecycle
– Create and maintain quality collateral data to feed risk-related and regulatory reporting
– Ensure collateral is perfected and maintained from a filing, valuation and insurance perspective
– Monitor loan-to-value exposures in real-time
Our philosophy is to deliver a single, accurate source of collateral data integrity so that banks can make better business decisions – at account, line-of-business and enterprise level.