How Golden Source collateral data painlessly resolves loan complexity, RWA efficiency and inaccurate credit risk models Data accuracy and lineage is critical in the world of banking book credit risk. Whether for capital reporting, regulatory compliance or enabling informed business decisions, a true view of exposures and risk is the critical difference between making wise, informed choices and being consigned to the unpredictability resulting from...
Rockall enables banks to control their banking book collateral in order to achieve improved credit risk management, better loan enforceability, reduced capital requirements and operational efficiencies.
Many banks have no common key to knit collateral together across multiple, dispersed systems and jurisdictions. Rockall helps you to:
– Manage collateral-related operations from loan origination through the complete credit lifecycle
– Create and maintain quality collateral data to feed risk-related and regulatory reporting
– Ensure collateral is perfected and maintained from a filing, valuation and insurance perspective
– Monitor loan-to-value exposures in real-time
Our philosophy is to deliver a single, accurate source of collateral data integrity so that banks can make better business decisions – at account, line-of-business and enterprise level.