Rockall Technologies – Enterprise Collateral Management

Managing collateral has become a critical priority for Global Institutions. Losses due to credit failures, stricter regulatory requirements and competitive pressures are driving Banks to look for new solutions to process, track and monitor both transactions and collateral.

Rockall Technologies Enterprise Collateral Management Solution provides a financial institution with improved visibility of its credit exposure while providing greater confidence in LTV via pro-active management of the collateral it holds. Rockall's Solution gets a bank first in line when the collateral value falls below the threshold of the exposure. The solution also provides improved confidence in the quality of the collateral which can free up the organisation to grow its business book in a more aggressive manner. Credit limits can be applied based on the value of collateral held and the system will automatically generate alerts if additional collateral is required to keep the ratios in check. In addition to this the organisation benefits from improved operational efficiency through a user configurable workflow engine which has strong audit, 4-eyes and escalation features. The product is easily extendible and configuration permits the easy adoption of regulatory changes.

Solution Key Benefits:

• Enterprise wide Collateral Agnostic - Retail, Commercial, Capital Markets, Wealth Customers.
• Proactive, mark to market valuation of collateral and calculation of exposure
• Manages risk and reduce potential losses.
• Reduces Operational Costs.
• Fulfils regulatory demands, Basel II, Sarbanes Oxley, various regulations, etc.
• Improves Collateral Confidence which results in further selling.
• Improves Customer Service through Reducing Timescales from decision to drawdown.
• Provides collateral metrics and decision level data.
• Enables Centralisation, Outsourcing and Off-shoring.