Commercial Real Estate is undergoing a period of radical change. “With a historic recession in the rear view mirror, we are now in the fourth longest economic expansion cycle in US history, and caution is warranted” according to the Risk Management Association. Lenders face the challenges of additional regulation, emerging risks from a strengthening economy and higher interest rates. The RMA has identified five challenges...
Rockall enables banks to control their banking book collateral in order to achieve improved credit risk management, better loan enforceability, reduced capital requirements and operational efficiencies.
Many banks have no common key to knit collateral together across multiple, dispersed systems and jurisdictions. Rockall helps you to:
– Manage collateral-related operations from loan origination through the complete credit lifecycle
– Create and maintain quality collateral data to feed risk-related and regulatory reporting
– Ensure collateral is perfected and maintained from a filing, valuation and insurance perspective
– Monitor loan-to-value exposures in real-time
Our philosophy is to deliver a single, accurate source of collateral data integrity so that banks can make better business decisions – at account, line-of-business and enterprise level.